However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

The name Buddhist person assumes the position of the employees of financial institutions by telephone to an unspecified number of victims, and takes the lead in committing the phishing fraud by receiving cash in the name of the repayment of existing loans. The defendant is a person who has conspired in order to commit the above nameless and phishing fraud by taking the role of collecting and delivering cash from victims upon receiving a proposal from the above person without the name of the victim.

1. On October 16, 2020, the Defendant: (a) paid in cash the principal of the above loan (amount remaining) as of the date of issuance with the intent to use the private document for the commission of the phishing fraud from the person under the above name and injury of the Defendant on October 16, 2020; (b) “The full payment certificate of cash payment, name B, date of birth C, telephone number D, amount of loan 13,740,000 won (gold KRW 13,740,000), Dong-gu, Daegu Metropolitan City, Dong-gu, Seoul Metropolitan City, and the date of issuance; and (c) prove that there is no overdue loan, overdue loan,

F. The F.S. representative director stated the contents of “F.S. representative director” and received a document file in the name of F.S. F. F. F.S. corporation’s official seal form in the lower bottom from telegram Meet, and then moves to H’s mobile phone sales store in G at port to print it. In order to print it, the aforementioned file was printed to employees who are not aware of the above circumstances.

Accordingly, the defendant, in collusion with a name-free person, forged a letter of cash payment certificate in the name of the FBA Co., Ltd.

2. On October 16, 2020, the names infinites in the fraudulent and the above investigation document are false to the effect that “The period for repayment of existing loans remains, and the application for loans by I Bank is a breach of a contract, and if I Bank does not pay the existing loans, I Bank staff at the next I Bank staff.”