1. The Defendant related to the lending company is a person who actually operated an entertainment tavern with the trade name ‘‘(D’ in the Chungcheong Mayang-gun C from the early November 2009 when the Defendant committed a crime.

‘‘(D’s business opening, the Defendant completed business registration by lending the Defendant’s pet or F’s pete E or F’s name on the ground that the Defendant was a bad credit holder, and used the passbook in F’s name. The Defendant, without the F’s consent, was able to obtain a loan in F’s name without having obtained the F’s permission.

On April 13, 2010, the Defendant committed the crime on April 13, 2010, and applied for a loan of KRW 250,000,000,000, when the Defendant followed the Defendant’s business registration certificate by facsimileing the Defendant’s 'D’ business registration certificate in the name of F, and made telephone conversations with the Defendant as F.

However, not only the defendant is F but also there was no consent from F with respect to the above loan.

The defendant received 2.5 million won from the victim to the Agricultural Cooperative Account in the name of F, which the defendant used, under the name of the same day.

Accordingly, the defendant was given property by deceiving the victim.

B. On June 11, 2010, the Defendant signed on June 11, 2010, the “F” in the name of the F, after entering the “G” in the name of the Defendant’s resident registration number column and the “F” in the “place of work in which the customer information is located,” in the “place of work in which the Defendant entered” in the “place of work in which the Defendant: (a) signed the “FG” and the “F” in the “place of work in which the Defendant entered” in the “place of work; (b) the “F” in the “place of work in which the Defendant entered” and “F” in the “F” column, written in the “place of work in which the amount of remittance is requested; (c) the amount of remittance is KRW 650,000,000 in the “F” column.

Accordingly, for the purpose of uttering, the Defendant forged one copy of the loan application in the name of F, a private document on rights and obligations.

2. The defendant on June 11, 2010.