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(영문) 서울중앙지방법원 2018.04.06 2017가합564029

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. (1) The Plaintiff entered into each insurance contract on January 27, 2016, and the period of insurance from January 27, 2016 to January 27, 206, from January 2016 to January 27, 206, and the insurance premium of KRW 50,000 per month, and the insured net B (a person who was the husband of the Plaintiff; hereinafter “the deceased”).

(3) In the event of death benefit, the Plaintiff and the general injury, the insured amount of KRW 200,000 (insurance name: Family Loved Insurance (1601); hereinafter referred to as the “One Insurance Contract”) shall be the insured amount of KRW 200,000.

[2] On December 17, 2016, the deceased concluded an insurance contract with the insurance premium of 55,00 won per month from December 30, 2009 to December 30, 2065, the insured worker, the deceased, legal heir of the beneficiary of death insurance, the statutory heir of the beneficiary of the general injury, the insurance coverage amount of 40,000,000 won (the name of the insurance: Alphphphian US Guarantee 0910; hereinafter “the second insurance contract of this case”); the insurance period from February 17, 2016 to February 17, 2036; the insurance premium of 21,00 won; the insured beneficiary; the deceased beneficiary; the deceased beneficiary; the deceased beneficiary at the time of death of the general beneficiary; and the insurance amount of 10,000,000 won; each of the insurance contracts of this case was concluded as the insurance contract of 30,000,0000 won (hereinafter “the insurance contract of this case”).

B. The terms and conditions of each of the instant insurance contracts are as follows: (a) the terms and conditions of each of the instant insurance contracts and the terms and conditions of each of the instant insurance contracts.

1) Section 1 of the General Terms and Conditions of the instant insurance contract and Section 2 of the Definition of Terms and Conditions (Definition of Terms and Conditions) are defined as follows, unless otherwise defined in other provisions of this Agreement. 2. The physical auxiliary equipment, such as water, artificial arms, bills, and saves, etc., that occurred during the cover period of injury to the definition of the terms and conditions related to the grounds for payment, are defined as follows.