2. The costs of appeal are assessed against the Defendants.

3. Text of the judgment of the court of first instance;

A. The Plaintiff is an insurer who entered into a comprehensive automobile insurance contract with C, which includes compensation, etc. for self-vehicle damage, with respect to D’s automobile (hereinafter “instant vehicle”).

B. On August 22, 2013, around 00:30, when the Defendants leased and resided, fire occurred inside the E Apartment 101 Dong 2406 (hereinafter “instant apartment”). The remainder of the instant apartment was parked at the lower parking lot of the instant apartment, while the car was damaged.

C. On September 17, 2013, the Plaintiff paid the insurance proceeds of KRW 1,750,000, deducting the exemption amount of KRW 200,000, as to the damage equivalent to the instant automobile repair cost incurred by C due to the instant fire.

[Reasons for Recognition] Evidence Nos. 1, 2, 7 through 10, Evidence No. 2, and the purport of the whole pleadings

2. Determination:

A. In light of the following circumstances that can be seen by comprehensively taking into account the following circumstances, i.e., the place presumed to be the first point of combustion of the instant apartment in light of the situation of the fire or the direction of burning the fire, etc. of the apartment of this case, considering the occurrence of the liability for damages, the first point of combustion of the instant apartment. At the time of the occurrence of the instant fire, the small line of the apartment of this case was sticked with the plug of the wind cable at the small line at the time of the occurrence of the fire, and the two electric joint lines were discovered in the above line of electrical power in the above line parts of the wind pole. The above electrical joint line was formed due to overwork, anti-high, anti-high, etc. when the mother uses the mother for a long time, and electric heat and flames generated in the formation process can be generated as a cause of the outbreak of the apartment of this case, and the discovery of electric power or any other specific type of electric power, etc. as a small electric cable.