A. As a result of the fact-finding inquiry of Gap evidence Nos. 1 through 6, the trade name was changed to "Co. E" on December 20, 2017, taking into account the entire purport of the pleadings.

(F) On November 20, 2015, the term “F” (hereinafter referred to as “F”) extended a loan of KRW 36 million to the Defendant, with the overdue interest rate of KRW 36 million as “36 months,” “17.9% interest rate,” “10% interest rate, 3-5 times loan interest rate, 11% interest rate, and 12% interest rate, at least six times in arrears,” and “F transferred the instant loan claim to the Plaintiff on May 26, 2017, and notified the Defendant of the said transfer. The instant loan claim is recognized as the grounds for the total of KRW 35,237,320, interest rate of KRW 15,381,577 (applicable at a deferred interest rate of KRW 279%) as of October 19, 2017.

According to the above facts, the Defendant is obligated to pay to the Plaintiff the agreed delay damages calculated at the rate of 27.9% per annum from October 20, 2017 to the date of full payment of the principal and interest of the instant loan of KRW 50,618,897 and the principal of KRW 35,237,320.

B. As to this, the Defendant asserted that he only issued the Defendant’s certificate of personal seal impression to G, and that he did not receive the instant loan from F. However, according to the aforementioned evidence, the instant loan application was prepared and submitted in the name of the Defendant himself, and that the Defendant directly made telephone conversations with F’s counselors, the amount of the instant loan, interest rate, etc. to confirm. Thus, the Defendant’s above assertion is without merit.

2. In conclusion, the plaintiff's claim shall be accepted on the grounds of its reasoning, and it is so decided as per Disposition.