2. The costs of appeal shall be borne by the Plaintiff.

Purport of claim and appeal

The first instance court.

A. A is the owner of a general wood structure house located in Incheon Strengthening Group B (hereinafter “instant building”), and on December 3, 2010, the insurance contractor A and the insurance period from December 3, 2010 to December 3, 2013, with respect to the instant building between the Defendant and the Defendant, were determined as KRW 130 million (building security KRW 100 million, general household property KRW 30 million) and the insurance amount was determined as KRW 130 million in accordance with the terms and conditions, and “the instant insurance contract” with the content that the damage caused by fire should be compensated according to the terms and conditions.

B. The main contents of the terms and conditions of the instant insurance contract are as follows. Article 34 (Obligation to Notify after Contract) ① The contractor or the insured (person subject to insurance) concludes a contract and if any of the following occurs for the purpose of insurance, he/she shall promptly inform the company in writing and obtain confirmation from the insurance policy (the insurance policy).

4. Where there is an increase in danger by modifying the use of a building whose insurance purposes or insurance purposes are expropriated.

7. In addition to the above, if there is an obvious increase in the risk, the Company may terminate this contract within one month from the date it becomes aware of the occurrence of the damage, regardless of whether or not the occurrence of the damage, in the following cases:

(2) Notwithstanding the provisions of paragraph (1), in any of the following cases, the company may not terminate the contract in the following cases after the conclusion of the contract provided for in paragraph (1) of Article 34 (Duty to Notify after Contract) with respect to the apparent change or increase of risk.

2. When the company becomes aware of the fact, (4) even if the termination of the contract pursuant to the provision of paragraph (1) is made after the occurrence of the damage, the company shall not pay compensation for the damage, and the reason for the breach of the duty to notify the entire contract as well as the reason for the breach of the duty to inform the entire contract is important.