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(영문) 서울중앙지방법원 2019.04.05 2018가단5130384

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On July 3, 2000, the network C concluded a D Contract with the Defendant (the instant insurance contract).

The terms and conditions of the instant insurance contract include the following:

Article 26 [Types and Grounds for Payment of Insurance Money] If a cause falling under any of the following subparagraphs occurs to the insured, the Company shall pay the insurance money agreed upon to the beneficiary (see attached Table 1, e.g., attached hereto):

7. When the insured becomes a disability of Grades I through IV in the attached Table of Disability Classification (see attached Table 3; hereinafter referred to as the "Disability Classification Table") due to a disaster during the insurance period: Grade III of the physical disability of the attached Table 3, which pays the disability pension.

9. In cases where he/she has left his/her high-level weather or high-level sports fields permanently (excluding any estimated signboard escape certificate) disability classification 14. The theory of disability classification 14.

(a) the term “high-level crate type” means a person who has 35∑ 35∑ 35∑ 30∑ 40∑ 20∑ or more due to apparent vertebral inverte, etc. on the X-ray photograph;

(b) The term “ebrate ebrate ebrate” means a person whose ebrate ebrate ebrate ebrate ebrate 15∑ or more or whose ebrate ebrate ebrate ebrate ebrate ebrate 50∑ or more, or a person whose ebrate ebrate ebrate ebrate is obvious;

(c) “Catch mar-type of vertebrate” X-ray photographs, with vertebrates, etc., of vertebrates or side modifications;

B. C suffered pressure from the pressure of the 12 chest (T12) in the stairs on January 30, 2015, due to an abortion (the instant accident).

On July 20, 2016, the E Hospital doctor F prepared the diagnosis report on the aftermath disability, stating that "the latter is showing only 40∑s according to the radiation opinion."

C. C died on December 15, 2016, and the Plaintiff became a sole heir due to the renunciation of inheritance by other inheritors.

ground for recognition: