However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

The Defendant, in collusion with G, H, I, and J, planned to take profits by taking advantage of the following methods: (a) if G, a general book-based, was at the disadvantage of the mentally handicapped persons, aged people, etc. with employment or loans; (b) the Defendant and H, by deceiving them as necessary for loans; and (c) cutting off the relevant device in the name of the victims; and (d) by taking over the said victims to the fraudulent loan organization located in Incheon, 50,000 to 6.5 million won per person depending on credit rating, which was transferred to the fraudulent loan organization located in Incheon.

Accordingly, in collusion with G, H, etc., the Defendant: (a) conspireds with G, H, etc. in order to attract the foregoing elderly to open a cell phone and take overall charge of the overall work of opening the cell phone and passing over the fraud lending organization; (b) as seen above, the Defendant and K, L, and H decided that they take charge of the actions of opening the cell phone through the cell phone and transferring it to the fraud lending organization operated by J, M, etc. in Incheon.

1. The Defendant: (a) conspired with G, H, J, M, etc. on July 8, 2013, in collusion with G, H, J, and M, and, (b) around 12:00, G and the victim N (37 years of age) in front of the Pda located near Dongdaemun-gu Seoul Dongdaemun-gu O; (c) G, the victim, “I want to help the victim obtain a loan with only a little fee and receive the loan. It is necessary to make a cell phone, passbook, debit card, etc. in the loan. It is necessary to make it possible for the victim to open four cell phoness in the name of the victim; and (d) the Defendant induced the victim to move to the Youngpo Market located in Yeongdeungpo-gu Seoul, Yeongdeungpo-gu, Seoul; and (e) by inducing the victim to transfer the amount of KRW 5,500,000 to the J and M, which is an organization-based financial loan in the area of Incheon, for profit-making purposes.

2. The Defendant: (a) conspiredd with G, H, J, M, etc. in order with the victim Q Q, and (b) as of July 5, 2013, G was induced in the vicinity of Dongdaemun-gu Seoul Metropolitan Government Cheongsan Station in accordance with the said plan.