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(영문) 대구지방법원 2017.09.15 2016가합3984

보험특약원상회복

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On August 1, 2012, the Plaintiff entered into a contract with the Defendant with the following terms:

Type of insurance contract: The insured worker of the plaintiff: Class II 300,000,000,000 under the special agreement for guaranteeing the amount classified as C's subscription (original) contract for small dividends of 500,000,000 non-paid dividends of 500,000,000 under the special agreement for guaranteeing the payment of non-paid dividends of 500,000,000 under the special agreement for guaranteeing the payment of non-paid dividends of 500,000,000 under the special agreement for guaranteeing the payment of non-paid dividends of 5,00,000,000 under the special agreement for guaranteeing the payment of non-paid dividends of 2,00,000,00 cancer of 30,00,000,000,000,000 non-paid dividends of 30,000,000,000 won-paid damages of 30,000,000 won-paid

If the following matters are not reported true or are notified differently from the fact, the purchase of insurance may be refused, and in particular, if the contents correspond to "important matters", the contract may be terminated or guaranteed pursuant to the "the effect of breach of the duty to notify before the contract" clause without relation to the will of the policyholder or the insured.

If it is difficult to determine whether it falls under "important matters", it may be difficult to notify the truth, but it may not be disadvantaged due to termination.

Article 26 (Obligation to Notify before the contract) of the terms and conditions of the contract, the contractor or the insured (person subject to insurance) shall inform the fact that he/she is aware of the matters asked in the written application (including health examination in the case of a diagnosis contract) at the time of subscription (including the time of health examination).

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