(a) Conclusion of a monetary loan for consumption 1) Defendant Bar Card Co., Ltd. (1) and Defendant Bar Card Co., Ltd. (hereinafter “Plaintiff”) are the same as a lot card;

B) On July 20, 2013, a monetary loan contract was concluded with the amount of KRW 8,500,000, interest rate of KRW 7.8%, and period of KRW 24 months. As of August 25, 2014, the remainder of the debt amount of KRW 4,249,200 remains. ② On October 25, 2013, between the Plaintiff and Defendant Bar Card, the monetary loan contract was concluded with the amount of KRW 5,70,000, interest rate of KRW 9.7%, and period of KRW 24 months as of August 25, 2014, the debt amount of KRW 3,325,00 remains as of KRW 30,00 as of August 25, 2014. ③ The debt amount of KRW 1,60,000, KRW 100,000, KRW 1000, KRW 1084,294,207.

3) The Plaintiff and Man-Manman Loan Co., Ltd. (hereinafter referred to as “ Man-Manman Loan”)

B) On March 19, 2014, the monetary loan contract was concluded at a rate of KRW 6,00,000, and interest rate of KRW 39%. As of September 2, 2014, the debt amount of KRW 6,006,408 remains. 4) On March 31, 2015, the above loan claim against the Plaintiff against the Plaintiff was transferred to the Intervenor succeeding to the Defendant, and the Plaintiff was notified.

5) Defendant Business Love Loan Co., Ltd. and Defendant Business Love Loan Co., Ltd. (hereinafter referred to as “business Love Loan”).

Between January 15, 2014, the monetary loan contract was concluded at the rate of 39% as the loan amount of KRW 5,000,000, and interest rate of KRW 39%. As of August 3, 2014, the obligation of KRW 4,915,04 remains.

B. Defendant B’s fabrication of private document, credit card.