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(영문) 서울중앙지방법원 2018.12.18 2017가단5211620

보험금

Text

1. The plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Facts of recognition;

A. The deceased F’s father, the father of the Plaintiffs who subscribed to the Defendant Drivers Insurance (hereinafter “the deceased”), concluded the following insurance contracts with the Defendant:

The Plaintiffs are legal successors who are beneficiaries of each insurance contract upon the death of each of the following insurance contracts. On October 18, 2012, G (hereinafter “Insurance Contract”) details regarding the guarantee relating to the name of the insurance contract on the date of subscription, KRW 10 million per month for the lump-sum death of traffic injury and death of KRW 10 million during driving, KRW 5 million per month on July 14, 2016 (hereinafter “B insurance contract”) and KRW 100,000 per month for a lump-sum traffic injury and death of KRW 100,000 per month.

B. On June 30, 2016, the Deceased’s Death: (a) around 05:40 on June 30, 2016, at the sea before the breakwater of the I building, the Deceased was driving his car on the sea before the breakwater of the I building and went away on the sea as it is.

C. The deceased’s death-related material deceased’s death report on the deceased’s body is to state his/her person on the deceased’s body as next death.

On October 21, 2016, the summary of the deceased's internal history report on the incident of change on October 21, 2016 is presumed to be highly likely for the deceased to die on his own sea using the vehicle for the purpose of insurance money, but there is no clear motive for suicide, that the person who thought suicide, committed suicide to the future and the promise to commit suicide on the vehicle, and that it is not clear whether suicide was committed in light of the accident that occurred in the future.