1. Fraud;

A. On April 2009, the Defendant stated that “The Defendant would have a victim F of the E-real estate office located in Seocho-gu Seoul Metropolitan Government D, that “I will sell the land located in the Gangseo-gu Military. I will complete the work of lending money for expenses. I will complete the work of lending money.”

However, in fact, the defendant did not have any idea to proceed with the sale of the land located in the Young-gun, and even if he borrowed money from the victim, he did not have any intention or ability to pay the money.

Nevertheless, the Defendant, by deceiving the victim as above, obtained KRW 20 million on the same day from the victim and acquired it by deception.

B. Around June 201, the Defendant stated that “Around the early stage of completing services on the land located at the Seocho-gu Seoul Metropolitan Government early early, the Defendant would use the card and make a full payment, if he/she lends the card to the victim, because he/she could receive approximately KRW 1 billion from the executor.”

However, the Defendant did not have any intention or ability to pay the price even if he borrowed the card from the victim, such as the Defendant did not proceed with land services and did not receive money from the executor.

Nevertheless, the Defendant, by deceiving the victim as above, received a scam card from the victim and used a total of KRW 2,171,100 from June 11, 201 to October 23, 201 of the same year, used a total of KRW 7,458,972 from July 6, 201 to December 2 of the same year, and acquired a bank card from October 21, 201 to September 6, 2012, and acquired a total of KRW 47,502,820 as indicated in the attached list of crimes, such as using a new card.

2. When the Defendant borrowed money from F and urged repayment of the obligation, then the Defendant shall be entitled to exercise the authority in collusion with G in order to obtain extension of the due date.