A. The Defendant: (a) committed fraud against the victim B in the process of newly building the G lending to Gwangju City, Gyeonggi-do, the right to sell the loan to D upon completion; and (b) subsequently, (c) promised to receive a loan from the bank as collateral and pay the loan at the bank later, to collect and deliver the loan from D.

D, around November 14, 2016, at the F garment point operated by D in Gwangju-si, Gyeonggi-do, D said that "the land A is performing the loan construction work in Gwangju-si, Gyeonggi-do, and the construction cost is insufficient. When lending money, five (5) interest shall be paid and the loan shall be repaid after completion of the loan."

However, the fact is that the defendant newly built G-si land in Gwangju Special Metropolitan City, which is the defendant, established the right to collateral security in an amount of KRW 637 million to HA, and the right to collateral security was established in an amount of KRW 416 million to creditors Eul, and the right to collateral security was established in an amount of KRW 564 million to creditors I, and there was an amount of KRW 38630,000,000 in provisional attachment by creditors J, and KRW 121,40,000 won in provisional attachment by creditors K. However, since the amount of loan and land secured by LA is more than KRW 1.28,00,000,000 in total, the amount of the loan secured by the right to collateral security was less than KRW 1.28,000,000,000 in excess of KRW 1.28,000,000 in excess of the amount of loan, even if loan was made by the bank, it did not have the ability to repay money from the victim.

The Defendant, by deceiving the victim as above, received 50 million won (including a prior interest of 2.5 million won) from a corporate bank account (including an account number N) in the name of the wife M under the pretext of borrowing from the victim, and received 50 million won (including a prior interest of 2.5 million won) from the victim, and around the 25th day of the same month.