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(영문) 서울동부지방법원 2016.12.22 2015가합105801

보험금

Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Facts of recognition;

A. 1) On June 21, 2011, C and the Defendant concluded an insurance contract (hereinafter “instant First Contract”) with the following content:

A) The contractor and the insured: C: the insurance period from June 21, 201 to June 21, 2048: the insured amount: (a) death (20,000 won); (b) disease death (30,000 won); (c) disease death (30,000 won); (d) brain death (3 years renewal; 3 million won); (c) brain stroke (3 years renewal; 3 million won); (d) brain stroke examination expenses (3 years; 3 million won); and (e) the Defendant’s 2nd contract; and (e) the Defendant’s c and the Defendant’s c are as follows: “Undividend dividend profac, essential cancer insurance contracts (hereinafter referred to as “the instant contract”); and (e) the instant contract is referred to as “each of the instant contracts”.

A) The contractor and the insured were concluded. The insurance period of C: the statutory heir (Death), C (Manman), and the insurance amount: from January 16, 2013 to January 16, 2048: the death (20,000 won) of the disease (20,000 won and KRW 3C were prepared in the course of preparing the subscription form of each of the instant contracts: The obligation to notify before the contract: The obligation to notify was prepared, and the obligation to notify was confirmed as follows. A contract 1 of this case and the contract 2 of this case was entered into.

B. 1) C A died on March 1, 2014 (hereinafter “the deceased”) around 02:33.

(2) The doctor D of the National University Hospital, which prepared a written diagnosis of the deceased’s death, stated “(a). In the column for “the cause of death” as “the cause of death”: “(b) the brain death department; (b) the heart suspension; (c) the cause of brain escape; (c) the rise of brain pressure; (d) the cause of brain death; (d) the brain death; and (d) the cause of brain death; (c) the cause of brain death; (d) the Maternal disease.”

3) At the time of the deceased’s death, there are Plaintiff A and Plaintiff B, her husband’s father’s father’s child. C. The Deceased’s disease, etc. (1) From December 23, 2008 to July 7, 2009, the deceased was provided medical treatment due to an insulin sulgin-sulcopic disease, etc. accompanied by a merger certificate at Ewon.

2 The Deceased shall be from July 13, 2009 to February 2014.