채무부존재확인
1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
1. Basic facts
A. On January 23, 2013, the Plaintiff entered into a contract with B with Smart Drivers Insurance 1204 (hereinafter “instant insurance”). The main contents of the instant insurance contract are as follows.
Insurance period: From January 23, 2013 to January 23, 2018, and from January 23, 2018, the insured with a maturity of five years: The content of the security of the defendant: The amount of disability after the traffic injury (3 to 100%) insured: 50,000,000 insurance money: Insurance money shall be paid if the insured has suffered physical disability due to the traffic injury of the driver during the insurance period specified in the insurance policy.
The term "motor vehicle accident that occurs while driving a motor vehicle" and "any sudden and contingency accident that occurs while boarding a motor vehicle in operation" and "any other means of transportation that occurs when boarding or boarding a motor vehicle in operation without driving a motor vehicle", etc.
(16.(1)(1), (2) of the General Terms and Conditions of the Insurance in this case: The insured shall not pay the insurance money for the reason that the cause for the payment of the insurance money occurs during the loading and unloading work, regardless of whether the cause is direct or indirect, or not, the insured shall not be deemed a traffic accident.
(3) 18.2.B. of the instant insurance terms and conditions.
On April 11, 2013, when the employees of the said company loaded 25 tons of cargo vehicles that the Defendant 25 tons of cargo vehicles driven by the Defendant at the 25-ton-gun C Factory located in the Gyeongdong-gun, the accident that the Defendant fell into the ground because the Defendant was dissated while carrying the string of the string of the string on the loading string of the said vehicle, and then the Defendant fell into the ground (hereinafter referred to as “injury accident”), and the Defendant suffered injury, such as the escape of the left-hand section and the removal of the string of the left-hand-hand-hand-hand strings, based on the insurance of this case, filed a claim against the Plaintiff for the payment of the insurance proceeds of the traffic injury
[Reasons for Recognition] Facts without dispute, Gap 1 to 3 evidence, Eul 1 evidence, and all pleadings.