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(영문) 창원지방법원 2020.12.10 2019나61912

손해배상(자)

Text

1. Of the judgment of the court of first instance, the part against the plaintiff falling under the following order of payment shall be revoked.

Reasons

1. Basic facts

A. The Plaintiff is the contractor of the road package work in front of the village hall in Kimhae-si (hereinafter “instant construction work”), and the Plaintiff is the actual owner of the personal type-based type-based type type-based type-based type-based type-based type-based type-based type-based type-based type-based type-based type

B. From January 10, 2017 to January 9, 2018, E entered into an insurance contract with the Defendant operating an insurance business and the Defendant, the named insured, the instant vehicle, the insured vehicle, and the insured vehicle. From January 10, 2017 to January 9, 2018, E entered into the said insurance contract with the content that compensates the insured for losses incurred by the insured from causing death or injury to another person due to an accident of the insured vehicle that occurred while the insured owns, uses, and manages the insured vehicle (hereinafter “instant insurance contract”). Of the terms and conditions of the said insurance contract (hereinafter “instant insurance contract”), they are as follows.

Article 1 (Definition of Terms) The definitions of terms used in this Clause shall be as follows:

13. The insured: The person who is entitled to claim compensation from an insurance company and falls under any of the following subparagraphs, and the specific scope of the insured shall be in accordance with the issue of each guarantee:

(c) The Insured: He refers to the person who uses or manages the insured motor vehicle with the consent of the named insured.

Article 3 (Compensation for Loss) The Insurance Company shall compensate for the loss sustained by the insured as a result of the insured's death or injury to another person due to the operation of the insured motor vehicle under Article 3 of the Guarantee of Automobile Accident Compensation Act.

Article 6 (Compensation for Loss) (1) An insurance company shall be held liable for legal damages due to an accident of an insured motor vehicle which occurred while the insured owns, uses and manages the insured motor vehicle, caused by the death or injury of another person.