However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

From around 2011, the Defendant is a person who has been engaged in the customer's insurance contract management, storage of insurance payment, etc. while operating Company D, which is an insurance agency located in Gwangju City, Gwangju City, and 3.

1. On January 10, 2012, the Defendant introduced a new insurance product of the Heung Fire Marine Insurance Co., Ltd., Ltd., the Defendant: (a) around 12 times after the insurance contract was concluded; (b) provided that the said insurance company may temporarily receive allowances equivalent to approximately 600% of the monthly insurance money from the said insurance company; (c) provided that even if the contract was terminated after 1 year from the date of the conclusion of the insurance contract, the amount of the already paid insurance money may be refunded; and (d) recommended the conclusion of the insurance contract to explain that the injured party in need of be paid KRW 17 million per month of the insurance money; and (c) provided that the injured party bears KRW 3 million per month of the remainder monthly insurance money; and (d) provided that the injured party bought a comprehensive insurance policy covering KRW 20 million,000,000,000,0000,000 from July 30, 2012 to the 3013.

2. On December 2012, the Defendant: (a) arbitrarily consumed the insurance money received from E and did not pay the insurance money; and (b) when the comprehensive insurance was invalidated in the name of E due to the failure to pay the insurance money; (c) paid deposited insurance money by lending money from G’s friendship or H with the employee in charge of the fire insurance company in the interest country; and (d) returned the said insurance. Once one year has elapsed from the conclusion of the said insurance contract, the Defendant agreed to terminate the said insurance and receive the refund money in the name of H.