[Basic Facts] The defendant is a person without a certain occupation, who has frequently visited the restaurant operated by the defendant's mother, and was in friendship with B.

On June 27, 2019, the Defendant visited C Bank located in Gwangju City, along with B, upon the request of B to help provide credit loans, and received each credit card and one credit card connected to B’s account in the name of B. On the same day, the Defendant visited E Bank located in Gwangju City to obtain one credit card connected to B’s account in the name of B, and kept the credit card and affixed the photograph of each credit card.

The Defendant holds each of the above credit cards, physical card cards, credit card pictures, and resident registration certificates of B taken-in, and used B’s mobile phone from time to time without raising any objection to the use of B’s mobile phone from time to time, and used B’s mobile phone small-sum payment, referring to as “line tin”, online loans, and cash services without obtaining permission from B, and used them.

【Criminal Facts】

1. Computer, etc. fraud;

A. At around 20:59 on June 26, 2019, the Defendant acquired a total of KRW 2,070,555 won in total on 26 occasions from around that time to September 6, 2019, using the mobile phone (I) used by the “H” restaurant located in Hasung-gun G by entering B’s resident registration number, authentication number, etc. in the market price of “K” game item in an amount equivalent to KRW 99,00,000 sold by the victim JJ corporation and obtaining certification of the mobile phone small amount settlement.

Accordingly, the defendant acquired economic benefits by inputting and altering information without authority in the data processing device, such as computer, etc.

(b) L Card mobile cash services;