The costs of appeal are assessed against the defendant.

The lower court, based on its reasoning, determined as follows: (a) the Plaintiff fully fulfilled its duty to explain and explain the terms and conditions of this case that the Plaintiff’s liability commencement from 24:00 of the subscription date with respect to the purchase of the instant special agreement; and (b) the Plaintiff’s liability arising from the purchase of the instant special agreement was commenced on July 27, 2013, when the terms and conditions of this case were incorporated into the instant special agreement.

In light of the records, the above fact-finding and judgment of the court below are just, and contrary to what is alleged in the grounds of appeal, there were no errors in violation of the law of logic and experience and the principle of free evaluation of evidence, or in misapprehension of

Therefore, the appeal is dismissed, and the costs of appeal are assessed against the losing party. It is so decided as per Disposition by the assent of all participating Justices on the bench.