However, the execution of the above punishment shall be suspended for one year from the date this judgment becomes final and conclusive.

No person may borrow or lend a means of access in receiving, demanding or promising any compensation.

Nevertheless, on July 4, 2019, at around 15:56, the Defendant heard from a nameless person who introduced himself/herself as a member of the lending company, the Defendant issued a physical card connected to B bank account in the name of the Defendant (Account Number: C) in the vicinity of Yeongdeungpo-gu, Seoul, Yeongdeungpo-gu, Seoul, and notified him/her of the password of the said physical card by D message.

As a result, the Defendant promised to provide a means of access in return for an intangible expectation interest that can receive future loans, and lent it to a person who has not been named.

Summary of Evidence

1. Partial statement of the police interrogation protocol of the accused;

1. Response to requests for financial transaction information;

1. Each closure and transfer certificate (the defendant sent the physical card only to the person under whose name the card was sent, and did not send the physical card. However, according to the evidence adopted and examined by the court, ① the person under whose name the card was issued to the defendant, and demanded a reimbursement bank name and password to pay the loan (Evidence No. 56 pages) to the defendant, and the defendant sent it to the victim under his name named “BE” (Evidence No. 57 pages, ② the person under whose name the card was sent to the defendant, and ② the person under whose name the card was sent to the article assigned to the article under his name by d message, and the defendant continuously sent the Defendant the name of Kwikset to the article under whose name the card was sent to the article under his name the three years prior to that date.