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(영문) 서울중앙지방법원 2017.02.08 2015가합576769

보험금

Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. The network C (hereinafter “the deceased”) concluded each of the following insurance contracts (hereinafter “each of the instant insurance contracts”) with the Defendant.

1. The date of an insurance contract for happy guaranteed non-distribution 1304 (hereinafter “instant one insurance contract”): The insured on May 7, 2013: The insured’s (when death): the inheritor’s insurance period: ( prime insurance): the period of insurance: 20 years of age 100: May 7, 2079: the amount of damages compensated on May 7, 2079: the time of payment of the insurance proceeds for death of a disaster caused by the insured’s death as a direct source of a traffic accident other than the insurance period: the insurance proceeds within three business days from the date of receipt of the claim documents: the insurance proceeds for death of a disaster: 105,00,000 won;

2. The modified amount, life insurance, and non-payment of dividends 1307, which are converted into the pension, shall be in good faith; and

(hereinafter referred to as “instant insurance contract 2: The date of the insurance contract on July 25, 2013: The insured: (a) the successor insurance period for the deceased and the beneficiary: (b) the successor insurance period for the life insurance: (c) the amount of damage covered on July 25, 999: If the insured died during the insurance period (life) 20 or July 25, 99: the time of payment of the death insurance money for the date on which the insured died to the beneficiary: the insurance money within three business days from the date of receipt of the claim documents for insurance money: the insurance amount before the withdrawal of the insurance (the date before the date of conclusion of the contract) 50% of the amount insured (248,756,219 won) and the lump-sum payment of the monthly benefit (2% of the amount insured):

B. The main terms and conditions of each of the instant insurance contracts (hereinafter “each of the instant terms and conditions”) are as follows.

1. Article 18 of the Insurance Contract (Types and Grounds for Payment of Insurance Money) of the 1st Insurance Contract of this case where any of the following events occurs to the insured, the insurance money set forth in the 1st Insurance Contract Table (Attached Table 1) to the beneficiary.