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(영문) 서울중앙지방법원 2019.12.16 2018가단5232020

보험금

Text

1. The defendant shall be the plaintiff.

(a) 15,00,000 won and 5,000,000 won among them shall be from November 12, 2015 to 5,00,000,000 won.

Reasons

1. Basic facts

A. On November 14, 2013, where C was pregnant, E entered into an insurance contract with the Defendant with the following content (hereinafter “instant insurance”).

F Insured Contract Number: The G Insurance Period: From November 14, 2013 to November 14, 2013, the content of relevant coverage and subscription amount - Basic Contract: 50,000,000 won for the injury, the injury, the injury, the injury, the injury, the injury, the injury, and the general aftermath disability - the special drug: 50,000 won for the injury, the injury, the injury, the injury, the injury, the injury, the injury, and the general aftermath disability - the special drug: 5,00,000 won for each year (10 years).

B. Of the instant insurance, the “Special Terms and Conditions for Living Fund of the Disabled Persons (Grade 1, 2, and 3)” (hereinafter “the instant Special Terms and Conditions”) provides that “The Company shall pay the insured (persons who receive insurance) the purchase amount of the special terms and conditions of insurance stated in the Insurance Policy (Insurance Certificate) for the first ten years only once when the insured (persons with hearing disability) is discovered, or one or more disabilities occur, and when the insured (persons with hearing disability) becomes disabled (persons with hearing disability) under Article 2 of the Enforcement Decree of the Act on Welfare of Disabled Persons and Article 2 of the Enforcement Rule of the “Enforcement Rule of the Act on Welfare of Disabled Persons” (see attached Table --1) of the Enforcement Rule of the Act on Welfare of Disabled Persons with Disabilities, and Article 2 of the “Enforcement Rule of the Act on Welfare of Disabled Persons with Disabilities” due to the type of insurance money and the cause for the payment of insurance money. The Company shall not compensate for losses caused by the following reasons.

C. The Plaintiff was born on the H date, and all of both earies were taken on July 13, 2014 and August 14, 2014, respectively, in the examination for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for the test for

On October 27, 2015, the Plaintiff was diagnosed with hearing disability on October 27, 2015, and on December 17, 2015 and May 24, 2016.