A. On March 31, 201, the Defendant drafted an insurance contract modification offer form (hereinafter “instant modification offer form”) to the effect that, at the Korea Non-Life Insurance Customer Center in Daegu-gu, Daegu-gu, the beneficiary of the insurance contract was transferred from January 15, 2009, the beneficiary of the insurance contract under the contract to the insured D and the contractor E to the Defendant, and entered the name of the F and the legal representative column in D, E, E, the legal representative column in the insured’s column, and signed D’s seal in advance and affixed D’s name to D’s name.

Accordingly, the Defendant forged a copy of the instant application for change in the name of E, F, and D, a private document on rights and obligations.

B. The Defendant, at the above time and place, submitted the falsified Non-Life Insurance Customer’s employee who was aware of the fact to submit the falsified subscription form as if it were duly formed.

(c)

The Defendant, based on the written application for the change of this case forged as above, by deceiving an employee in charge of the victim Hansung Non-Life Insurance Co., Ltd., based on the written application for the change of this case, and by deceiving the employee from June 10, 201 to February 21, 2014, the Defendant acquired 20,715,043 won, including the insurance money, etc., as shown in the attached crime sight table from June 10, 201 to

2. Determination

A. According to the records, the following facts are acknowledged.

(1) On January 15, 2009, D, at the Defendant’s request, purchased a license insurance contract for the Korea Non-Life Insurance Co., Ltd., with his/her husband and wife on January 15, 2009, with his/her husband and wife as the insurance contractor. If D, for more than one day, he/she was hospitalized as the insured, he/she agreed to receive KRW 20,000 won per day of hospitalization and medical expenses for hospitalization of a disease (hereinafter “actual expenses”). If he/she died of a disease, he/she agreed to receive death insurance proceeds of KRW 10 million per day, and the beneficiary of the death insurance proceeds is a legal person.