On August 21, 2014, the Defendant was sentenced to a suspended sentence of two years on a year of imprisonment with prison labor for a violation of the Punishment of Violences, etc. Act (collectively, destruction of property registered as a deadly weapon) in the Daegu District Court Kimcheon-cheon Branch of the Daegu District Court on August 21, 201, and the judgment became final and conclusive on August 29

In order to stabilize the residence of homeless workers, the Ministry of Land, Infrastructure and Transport operates the system of lending the entire housing loan to workers who lend the entire housing loan funds from the National Housing Fund at a rate lower than the mid-term interest rate without securing the said funds.

The defendant, using the fact that the financial institution entrusted with the above loan service only conducts a formal examination, submitted a false lease contract and documents related to employment with C, a false lessor D, etc. to the financial institution, and received and divided the loan.

According to the above public offering, C transferred to the Defendant a false lease agreement with the following purport: (a) around May 2014, the Defendant did not work in the E, and did not intend to reside in the D’s house; (b) as if the Defendant was working in the E company, the Defendant falsely prepared four insurance coverage certificates; (c) income tax collection certificates; and (d) payment specifications; and (c) the Defendant’s false lease agreement with the effect that the Defendant leases “F, 302, 302, Changwon-si, Changwon-si, Changwon-si; and (d) the Defendant applied for a loan of KRW 7 million at the same branch of the Industrial Bank of Korea located in 272 of Changwon-si, Changwon-si, Changwon-si, the Industrial Bank of Korea, at around May 21, 2014, submitted the above employment-related documents and the lease agreement.

As a result, the defendant deceivings the Industrial Bank of Korea of the victim in collaboration with C, D, etc., and he received 77 million won as a loan from the victim on June 3, 2014 from the victim to the account in the name of D.

Summary of Evidence

1. Statement by the defendant in court;

1. Application for a loan from the National Housing Fund, an agreement on loan transactions, an application for a credit guarantee, and a contract for real estate lease;