Seized evidence 1 to 9 shall be confiscated.

The name-free persons are responsible for the overall duties of controlling telephone financing fraud by transmitting letters and notes that may be loaned at a low interest rate to many and unspecified persons, deceiving victims who have reported the fact that they should refund existing loans to the account designated by the victims, ordering victims to transfer money to the account and ordering them to withdraw money from cash withdrawals. The defendant is in collusion with the above name-free persons to deliver the check card, etc. in another person's name to Kwikset service. The defendant is responsible for cash withdrawal in charge of the duties of transferring money to the account designated by the above name-free persons when victims deposit money to the above account.

1. On February 7, 2018, the person who was unaware of the name of fraud was the victim C who reported and contacted the foregoing text messages as above, and the fact was committed as if the person was an employee of the NHCF, although he did not have the intent or ability to harm the loan, and was committed as if the person was an employee of NHCD.

4,000 won may be loaned at a annual interest rate of 7.5%.

In lieu of the existing loan, money is deposited into a designated account.

“A false statement.” From February 7, 2018: (a) around 17:13, 2018; (b) around 11:37, Feb. 8, 2018; (c) KRW 5.6 million was remitted to the Korean bank account (J) of I on February 8, 2018; and (d) million was remitted to the Korean bank account of I on February 16:04, 2018; and (c) around February 17:47, 2018, the Defendant withdrawn KRW 5.5 million was remitted from the Korean bank account of I on February 7, 2018, to the Korean bank account of I on February 16:04, 2018.

Accordingly, the defendant, in collusion with a person who is not guilty of name, obtained 14.6 million won from the victim C and acquired it by fraud.

2. Violation of the Electronic Financial Transactions Act;