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(영문) 서울중앙지방법원 2021.02.05 2018가단5275270

구상금

Text

The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On March 15, 2018, the Defendant leased the lease deposit amount of KRW 50,00,000, and the lease period of KRW 50,000,00 from April 3, 2018 to 60 months from C (hereinafter “C”).

B. The Plaintiff concluded a F insurance contract with C for four buildings with the instant plant from June 21, 2018 to June 21, 2019 with respect to the insurance period.

(c)

On July 20, 2018, around 21:49, a fire (hereinafter “instant fire”) occurred on the third floor of the instant factory, and the instant factory was destroyed. On September 27, 2018, the Plaintiff paid KRW 51,981,686 to Insured C with the insurance proceeds from the instant fire.

(d)

The results of the investigation conducted by an investigative agency, etc. on the location and cause of the instant fire are as follows.

(i) was installed in a warehouse for finished products with the highest degree of fire;

2) In the state of fire, such as finished products around the wall surface of the previous 2nd unit, it is assumed that electric heat was melted by electrical heat from the electrical heat from the electrical conditioning line on the electrical melting line. It is presumed to be around the wall surface at the bottom of the wall surface of the 4th floor warehouse parking lot. The Zinwon is presumed to be electrical emitting heat from the wall surface of the second unit collected at the site, but the Zinwon is presumed to be the electrical emitting heat from the wall surface of the second unit collected at the site, but it is considered to have to be discussed after a response with the State and water appraisal results. 2) As a result of the appraisal by the Korea National Scientific and Investigative Institute of the Korea National Police Agency of Southern-do, the spacks identified on the wall surface of the second unit of Gyeonggi-do are formed by external power, etc. in the process of destruction (electronic) or regardless of the origin, and the cause of the spatching can be formed by the sphere.