A shall be punished by a fine of KRW 1,500,00, and by a fine of KRW 2,500,000, respectively.

The above fine is imposed against the Defendants.

The Defendants were engaged as if they were to buy the insurance, deceiving the insurance designer to pay the insurance premium on a single-time basis, and attempted to acquire money as a refund for termination by cancelling the insurance.

1. On April 25, 2016, the Defendants would wish to provide insurance counseling services by posting a phone to the modern maritime office located in Ulsan-gu at a near coastal place.

After that, Defendant A is working for an advertising planning position at the company F, which is a private party to the insurance design at the E coffee shop located in Ulsan-gu, Ulsan-gu, Seoul-do, on April 25, 2016. However, Defendant A will pay the actual cost insurance and the pension insurance premium at the time and maintain the contract if he/she pays the insurance premium once.

It is intended to introduce other customers to join.

In the end of “Along with Lone Star comprehensive Insurance” and “Along with Lone Star Savings Life Insurance”, the term “Along with Lone Star Comprehensive Insurance” was purchased.

Defendant A continuously introduced the victim B at the coffee shop around 14:00 of the same month on the 26th day of the same month, and Defendant B would pay the victim the insurance premium at the time and maintain the contract.

In the false words, “the KB MB pler’s pension insurance” was subscribed to “the annuity savings insurance.”

However, in fact, the Defendants did not have the intent or ability to maintain the insurance by making the victim pay the insurance premium on a one-time basis and by cancelling the insurance contract, they thought that they would result in the cancellation refund.

Nevertheless, on the 25th of the same month, the Defendants: (a) by deceiving the victim as above; (b) had the victim transfer total of KRW 601,500 to the virtual account under the name of the Defendant A for the payment of insurance premiums; (c) had the victim transfer total of KRW 700,000 to the virtual account under the name of the Defendant B for the payment of insurance premiums; and (d) on the 28th of the same month.