2. The costs of appeal are assessed against the Plaintiffs.

The purport of the claim and appeal is the purport of the appeal.

The conclusion of the insurance contract and the relationship E between the parties are as follows: ① on October 29, 1996, the insurance contract was concluded between the Defendant and the Defendant, and ① from October 29, 1996 to October 29, 2021, with the agreement that “the insured, E, the insurance period from October 29, 1996 to October 29, 2021, and the beneficiary’s statutory heir at the time of death,” respectively, and ② on December 24, 2001, the non-dividend-type insurance contract (hereinafter “instant Type 2 insurance”).

Plaintiff

A is the spouse of E who died on November 16, 2014, and Plaintiff B, C, and D are children of E.

The content of each insurance contract of this case stated that the insurance contract of this case 37,50,000 won shall be paid at the time of death due to a disaster on holidays, and that the general death insurance amount (6,250,000 won already paid) shall be paid at the time of death due to a cause other than cancer or accident. The terms and conditions of the first insurance contract of this case are as follows:

2. When the insured has died or becomes disabled in the first degree due to a disaster prescribed in attached Table 2 (Disaster Classification Table) (hereinafter referred to as "disaster") and a cause other than cancer during the insurance period: The general death insurance money shall be paid;

3. When the insured dies during the insurance period due to a disaster that occurred on a holiday or due to disability of Grade I: Article 14 [Insurance Accidents for which no insurance money is paid] (1) The company shall not pay the insurance money or benefits when any ground for paying the insurance money occurs pursuant to any of the following cases: