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(영문) 광주지방법원 2018.03.22 2017가합51919

보험에 관한 소송

Text

1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On June 12, 2008, the Plaintiff entered into an insurance contract with the Defendant, the insured, and the beneficiary other than death as the Defendant as the Defendant (hereinafter “instant insurance contract”). The instant insurance contract includes the security payment for the daily amount of hospitalization when the insured is hospitalized due to illness or injury.

B. From June 30, 2008 to July 4, 2008, the Defendant received hospitalized treatment for 550 days in total, as shown in attached Table 2, from around that time to January 17, 2017, for 14 days with medical symptoms, such as cerebral lein, verte, bones verte, satitis, satchitis, satchitis, satchitis, satise, liver, and chrosat, as shown in attached Table 2.

(hereinafter “instant insurance accident”). C.

Details of the guaranteed insurance contract of which coverage is similar to those of the insurance contract of this case among the insurance contracts in which the defendant is the insured are listed in attached Table 3.

The insurance contract of this case, which is not similar to the content and nature of the insurance contract, was excluded.

The amount paid by the Plaintiff to the Defendant is KRW 27,324,527, and the insurance company mentioned in the attached Table 3 including the Plaintiff is KRW 84,30,527, which is confirmed as the insurance amount paid by the Defendant due to the instant insurance accident, etc.

E. The Defendant did not report business income or wage and salary income to the tax authority from 2007 to 2016, and there was no fact that the Defendant paid property tax due to the possession of real estate, etc.

[Grounds for recognition] The absence of dispute, Gap evidence Nos. 1 and 3 (including the number of branch numbers), the Insurance Development Institute incorporated by this court, the Korea Credit Information Institute's inquiry results on the Korea Credit Information Institute, the AIA Life Insurance Co., Ltd. (hereinafter "Co., Ltd.") of this court, the order of submission of each financial transaction information on KING life insurance, and the order of submission of each financial transaction information on KING life, are made to the head of Gwangju Metropolitan City Mining Office and the