beta
(영문) 대구지방법원 김천지원 2016.01.07 2015고단1336

대부업등의등록및금융이용자보호에관한법률위반등

Text

[Defendant A] The defendant shall be punished by a fine of eight million won.

Where the above fine is not paid, one million won shall be the one day.

Reasons

Punishment of the crime

Defendant

A From October 2014 to October 21, 2015, from around October 2010 to around October 21, 2015, “F days”, “G days”, etc., without registering a loan business under the old and American building 20X, and Defendant B operated an office for loan business under the mutual name, and Defendant B was from March 2015 to March 2015.

8. From the beginning of August 2015 to October 13, 2015, H served as an employee after receiving KRW 1,300,000 from the above office’s monthly salary from the first patrolman, and the Defendants and H conspired in order to engage in loan business by lending money to the customers who contacted with the distribution of the advertising leaflets, and by receiving the principal and interest of a specified amount each day.

1. A person who intends to engage in loan business and loan business in violation of the Act on the Registration of Loan Business, etc. and the Protection of Financial Users shall register with the Governor or the Special Self-Governing Do Governor, and the unregistered credit service provider shall not advertise the loan business and shall not receive interest exceeding the rate of 25% per annum;

A. On October 17, 2014, Defendant A distributed advertising leaflets containing the phrase “F number of days, unsecured guarantee, and immediate loan on the same day,” without registering a loan business during the mid-term period of time, Defendant A, at the time of the Gu-Si, to the Han-si Seoul Special Metropolitan City (hereinafter “Seoul Special Metropolitan City”). On October 13, 2015, Defendant A entered into a loan agreement with the J and 100,000 won, excluding the preferred interest and 100,000 won, at the same time, delivered to the said J and received interest of KRW 436.7% per annum by paying the principal and interest of KRW 1.36.7% per annum every 25 days from that to October 13, 2015, Defendant solely loaned KRW 209,708,801,3000,0000 won in total, from around 209 as indicated in the attached Table (1) through (209).

8. From August 17, 2015 to October 13, 2015, a total of KRW 11,000,000 in collusion with the above B, as indicated in paragraphs (1) to 287 of the List of Crimes in Annex A, shall be loaned, and the above H shall be imposed from August 17, 2015 to October 13 of the same year.