Defendant, C, D, and E were aware of while living in the Mapo-gu Seoul Mapo-gu Seoul Metropolitan Government F, and the Defendant is a broman for a single loan broker who mediates a loan to a financial institution; C is a taxi engineer; E is a person with no certain occupation; G is a document company; G is a H representative director who was a document company; and I is a certified brokerage agent who operated a J-authorized brokerage office.

In order to stabilize the residence of homeless workers with no special security, the Ministry of Land, Infrastructure and Transport has operated a system of loans for the entire housing rental fund with interest rate lower than the market interest rate if a loan is filed with only certain documents such as a certificate of employment, a statement of salary, etc. without any special security, and a lease contract.

However, with the knowledge that the financial institution entrusted with the business related to the lending of employee house deposit loan will conduct a formal examination and loan, and in the case of workers, if only the documents related to employment are submitted to the financial institution, the broscamers knew that they want to acquire the employee house deposit loan by using a false lease contract with the lessee and the lessor, a false employment certificate, etc.

1. The name-holder D related crime C introduces D, which is a false lessee to obtain a loan, to the Defendant, who is the blicker, and the Defendant, the blicker, prepares documents such as a false certificate of employment and a lease agreement related to the lessee, and the lessee, and the certified intermediary, I shall prepare a false lease contract with the Defendant, and the false lessee shall divide D, which is a false lessee, to the financial institution, by submitting a certificate of employment, a lease agreement, etc. prepared by the Defendant, etc., to the financial institution, and applying for a worker’s pre-lease loan, etc., as follows.