In order to commit a crime of telecommunications fraud (hereinafter referred to as "Sphishing"), the names and needy persons, the total liability of the phishing criminal organization, shall organize various levels of steps, such as inducements, management books, withdrawals, cash receipts, etc., and the members of the staff who are under the inducement books, by misrepresenting the victims of telephone to the financial institutions, and remitting money to the victims by making a false statement, such as inducing them to transfer money in order to obtain a substitute loan by misrepresenting the victims, and making them transfer money to the victims. The members of the management books, such as "C", etc., collect cash receipts, withdraw the money remitted by the victims to the withdrawal books, and instruct them to deliver the said cash receipts to the victims, notify them of the place where the cash receipts are to be withdrawn, and the cash receipts received from the withdrawal books, and the Defendant shall receive 201% of the amount to be deposited in the account under the name of "C" and "41% of the amount to be deposited in accordance with the direction of cash transfer," and the Defendant shall receive the money from 30.

by means of false statement, etc., he/she received cash withdrawn from the said account and offered the said cash to the account known to him/her for management in order to deposit the account without passbook.

On August 16, 2017, 201, the 2000 won in name and the 10,000,000 won in the deposit account (Account Number: H) of a credit cooperative in the name of G shall be remitted to the victim F of a financial institution by telephoneing the victim F of the financial institution, and the 30,000 won shall be remitted to the victim at a low interest rate, and the 11:19 on the same day, the 11:19 on the same day, and the 30,000 won shall be remitted to G, who is the name of the account, by withdrawing the money remitted by the victim in cash and delivering it to the defendant, and the defendant shall make the same day on the same day as C.