However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

The defendant, who has obtained and kept a copy of the victim B's resident registration certificate and an authorized certificate in the victim's name, was willing to borrow the loan in the victim's name or to use it as a joint and several surety.

1. Forgery of private documents;

A. On March 31, 2015, the Defendant, at his own residence in Gwangju-gu, signed a signature on the victim’s name, following the Defendant’s name: “Name B, Guarantee Agreement date, 31 March 31, 2015; Guarantee Period March 31, 2020; KRW 34.8% per annum;” stating that D’s joint and several surety guarantee agreement necessary to obtain a loan of KRW 3 million from Newriwon Loan Co., Ltd., in the column of joint and several surety guarantee contract necessary for exercising test color fences for the purpose of exercising; and signed on the victim’s name.

In addition, as indicated in attached Table 1, the Defendant forged two copies of a loan contract in the name of the victim, which is a private document concerning rights and obligations, and four copies of a joint and several surety contract, from March 30, 2015 to May 20, 2015.

B. On April 15, 2015, the Defendant entered “name B, mobile phone E, payment information F, and one’s own member B” in the “application form for membership of the Magju Bank” with a tampial pen for the purpose of exercising at the Dong branch of the Gwangju Bank located in 112 as the organization of the Nam-gu Seoul metropolitan area and signed on the victim’s name.

Accordingly, the defendant forged a letter of the victim's Cze Card member application in the name of Gwangju bank, which is a private document on rights and obligations.

2. Uttering a falsified investigation document;

A. On March 30, 2015, the Defendant, at the Defendant’s residence, delivered a forged joint and several surety contract to an employee who was unaware of the forged facts, using Internet facsimile as if the forged joint and several surety contract was duly formed.

The defendant, as well as this, is indicated in the attached list 2.