If the defendant fails to pay the above fine, 50,000 won shall be one day.

The defendant operates credit business without trade name against the small-scale merchants of Gangseo-gu Seoul Metropolitan Government.

1. Any person who intends to operate a credit business shall file for registration of the credit business with the administrative agency of the area having jurisdiction over the relevant place of business by each place of business;

Nevertheless, around August 10, 2012, the Defendant loaned KRW 2 million to D who operates the 'CB' in Gangnam-gu Seoul Metropolitan Government, Gangnam-gu, and operated the unregistered credit business.

2. No credit service provider shall lend money to the opposite contractual party in excess of 39% per annum (3.25% per annum);

Nevertheless, around August 10, 2012, the Defendant loaned KRW 2,00,00 to D who operated the 'Cju' store located in Gangnam-gu Seoul Metropolitan Government, and loaned KRW 1,840,000 after deducting KRW 1,640,00 as a fee, and repaid 40,000 per day for 60 days (the interest rate of KRW 334.4% per annum (27.86% per month)) and violated the interest rate limitation provisions.

Summary of Evidence

1. Defendant's legal statement;

1. Name cards for advertisements, and copies of loan documents (D);

1. Application of Acts and subordinate statutes of Part I of the interest rate calculation table;

1. Article 19(1)1 and Article 3(1)3 of the Act on Registration of Credit Business, etc. and Protection of Finance Users (Amended by Act No. 11544, Dec. 11, 2012); Articles 19(2)3 and 11(1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users for criminal facts; and selection of fines;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;