The defendant purchased apartment houses together with B, C and D, and tried to obtain a lease loan and a house security loan from a financial institution to distribute the price.

On October 9, 2013, according to C and D’s instructions, the Defendant purchased F and G from the Namyang-si, the ownership of the apartment, and entered into a sales contract with the lessee to pay the purchase price by acquiring the obligation to return the lease deposit by bringing the tenant into the said apartment complex. B, upon the direction of C and D around October 16, 2013, leased the apartment complex from E and submitted the housing lease contract to the financial institution, and received the loan for the lease on a deposit basis, and around December 5, 2013, the Defendant immediately transferred the said apartment to the original address so that the Defendant can provide the said apartment as security to the financial institution upon completion of the registration of the transfer of ownership, and the Defendant acquired the loan by providing the said apartment as security to the financial institution on December 19, 2013, and offered the loan to use the loan by acquiring the mortgage.

B, around October 16, 2013, in accordance with C and D’s instructions, at the J-authorized Brokerage Office located in H apartment I located in Namyang-si, Namyang-si, the fact did not have any idea to actually enter and reside in the above apartment, and even if, after the execution of the loan of the loan of the loan of the loan of the loan of the house, the moving-in report was thought to be transferred from the above apartment to the above apartment, so that the defendant can offer the above apartment as security, as if he paid the deposit amount of KRW 20 million and rents the above apartment, he completed a false lease contract for the lease of the apartment under the name of E and B, and submitted a false lease contract to the victim (the main state) at the Gu-ri branch of the victim on November 9, 2013, and applied for the loan of the deposit of the deposit of the house as security, and thereafter, the moving-in report was made at that time.

Accordingly, the Defendant, in collusion with B, C, and D, deceiving the victim as above, thereby deceiving him.