A A Fine of 6,00,000 won, Defendant B and C of a fine of 5,00,000,000 won, Defendant D of a fine of 10,000,00 won.

Where a person intends to engage in a credit business for the delivery of money and brokerage of receiving and receiving money, he/she shall file for registration with the competent administrative agency, and where a person who actually engages in a credit business without filing for registration of a credit business makes a loan to an individual, he/she shall not exceed 30 percent per annum, which is the interest rate prescribed by

1. On March 9, 2012, Defendant A, without registering with the competent authority, loaned 100,000 won to the victim F (FF) on the street in front of the National Agricultural Cooperative Federation of Daegu-gu, Daegu-gu, Daegu-gu, and provided a unregistered credit service. The Defendant, while granting the above loan, 100,000 won in advance as a fee, deducted the repayment period from the fee, and 65 days in 20,000 won in 20,000 won per annum, and violated the restriction on the interest rate by receiving the interest equivalent to 436.7% per annum on a daily basis.

2. Around 15:00 on March 8, 2012, Defendant B, without registering with the competent authority, loaned one million won to the victim F (F) of the G apartment aggregate in Daegu North-gu, Daegu-gu (Seoul-gu) and carried out unregistered credit business. The Defendant, while granting the above loan, 100,000 won was deducted under the fee, and the repayment period was 65 days, 10,000 won was deducted under the fee, and the Defendant violated the restriction on the interest rate by receiving interest equivalent to 436.7% per annum from the daily interest rate by 20,000 won.

3. Around 13:00 on March 29, 2012, Defendant C loaned 1.5 million won to the victim F (hereinafter “FF”) within the parking lot of the NAF in Daegu-dong, Daegu-gu, Daegu-gu, and provided unregistered credit service. Around 150,000 won for the above loan, Defendant C paid 1.5 million won in advance for the fee, and 49 days in 49 days with the repayment period and received interest equivalent to 585.8% per annum, and violated the restriction on the interest rate.

4. Defendant D without registering with competent authorities, within the parking lot of the National Agricultural Cooperative Federation of Daegu Northern-dong, Daegu-dong around 15:00 on March 22, 2012.