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(영문) 서울중앙지방법원 2014.06.20 2013가합49638

보험금

Text

1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by each person;

Reasons

1. Basic facts

A. (i) On February 27, 2006, B concluded the first insurance contract with Defendant Samsung Fire and Marine Insurance Co., Ltd. (hereinafter “ Samsung Fire”) as the insured B and the legal heir of the beneficiary of the death insurance.

The main contents of the relevant insurance policy are as follows:

The damage to be compensated for Article 14 shall be guaranteed if the insured has suffered bodily injury due to a sudden and incidental accident during the insurance period (hereinafter referred to as "accident").

Article 15 In the event an insured worker who does not compensate for injury, suicide or attempted suicide, a criminal act under the Criminal Act or an accident referred to in Article 16 of the Mental Health Act or an insured worker under Article 14 of the Mental Health Act suffers bodily injury and dies as a result of his/her own result within two years from the date of the accident, he/she shall pay the total amount of the insurance coverage (amount of the death insurance) to the beneficiary as the death insurance.

On March 30, 1999, the Plaintiff, the spouse of B, entered into an insurance contract in Section 2 of the attached Table No. 2 with Defendant Dongyang Life Insurance Co., Ltd. (hereinafter referred to as the “Dongyang Life Insurance Co., Ltd.”) with the content that the Plaintiff shall be the legal heir of the beneficiary B

(hereinafter referred to as "First and Second Insurance Contracts"). The main contents of the relevant terms and conditions shall be as follows:

Article 4. Subject to the payment of insurance money shall pay the insurance money agreed to the beneficiary if the following events arise to the insured during the insurance period of this special agreement:

1. If the insured dies directly due to a disaster other than a traffic accident that has occurred on holidays or on normal holidays: The term "disaster classification table of attached Table 4 of the relevant general accident death insurance proceeds: the term "disaster" means a disease or disease;

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