1. In order to stabilize the residence of homeless workers, the Ministry of Land, Infrastructure and Transport shall operate the system of lending the entire housing loan to workers who lend the entire housing loan at a rate lower than the market interest rate without securing the entire housing loan funds from the National Housing Fund.

In light of the circumstances that financial institutions entrusted with the business related to the loan of the loan of the loan of the loan of the loan of the loan of the lease of the house can easily obtain the loan by undergoing formal examination when submitting only the documents related to employment and the contract of the lease of the house through formal examination. Under the direction of the total book of the loan brosker, the tenant recruitment policy was made by falsely recruiting the loan title holder to apply for the loan of the loan of the loan of the loan of the loan of the loan of the loan of the loan of the loan of the loan and making false documents related to the loan of the loan in the name of the disguised company as if the loan title holder actually works as the actual employee, such as a certificate of employment, detailed statement of salary, income tax collection certificate, etc., the tenant recruitment policy was made by falsely recruiting the house owner who will play the role of the false lessor, separately from this, preparing an authorized intermediary to prepare the contract of the lease of the house of the lease of the house, and submitting the documents related to the above falsely prepared contract and the contract of the lease of the loan of the loan to the financial institution.

2. The defendant's role is that the defendant, etc. play the role of recruiting false lessees; K is that a person who takes the role of preparing a false charter contract necessary for the loan of workers' pre-paid housing loan while operating the "LA certified broker office"; and M is that a certified broker solicits a false charter contract and a false charter contract.