All of the applicants' applications for compensation of this case are dismissed.

On February 19, 2014, the Defendant made a false statement to the effect that “The head of Tong is seized, and KRW 18,700,000 shall be deposited in the AB coffee shop located in the Gyeonggi-si, Gwangju-si, and that “The head of Tong shall be released from seizure, and the principal shall be paid KRW 19,00,000,000 shall be included in interest until February 28, 2015.”

However, even if the defendant borrowed money from the injured party, he did not have the intention or ability to repay it.

Nevertheless, the defendant deceivings the victim as above and took over 18,70,000 won to the Agricultural Cooperative Account (AD) in the name of the defendant's husband on the same day from the victim.

"2015 Highest 1351"

1. On September 2010, the Defendant in violation of the Act on Fraudulent Use of Computer, etc. and Electronic Financial Transactions and the Act on Electronic Financial Transactions intends to give AF a set of AF at the AE coffee shop in front of the former GH station in Ansan-si, and offer a set of 200,000 won per month by lending four names.

In order to part-time work, a false statement stating that the relevant documents need to be prepared is issued by AF with a certified copy of resident registration, a certified copy of resident registration, a family registration abstract, a family relation certificate, a copy of identification card, a passbook of a national bank in the name of AF, a security card, a password, etc.

On September 15, 2010, the Defendant had access to the Internet banking site of the Plaintiff Solomon Savings Bank using a computer at the Defendant’s house in Gyeonggi-si, Gwangju-si, 101 Dong 202, and then, as if the Defendant was a F, entered the personal information of AF in the form of loan application, issued a certified certificate using the above security card, and obtained approval for a certified certificate, and then applied for a credit loan of KRW 7 million by sending a copy of the passbook and identification card in the name of AF received in advance from AF to the victim by facsimile. On the same day, the Defendant applied for a credit loan of KRW 7 million by sending a certified copy of the resident registration to the victim by facsimile, including the receipt of KRW 7 million from the damaged person to the national bank account in the name of AF from around that day to January 4, 2012.