A. On July 10, 2007, the Plaintiff’s spouse B entered into a non-distribution ginseng life insurance contract (hereinafter “instant one insurance contract”) with the Defendant, a corporation operating the insurance business, etc. with the Plaintiff as the insured, and entered into a non-distribution ginseng health insurance contract with the following content (hereinafter “instant two insurance contract”). On December 2, 199, the Plaintiff’s spouse entered into a non-distribution plant life insurance contract (hereinafter “instant two insurance contract”).

B. The main contents of the instant insurance contract are as follows.

Contractor B: The insured beneficiary of the Plaintiff: the insurance period of KRW 100,000,000 for the non-disaster injury special agreement by July 10, 2040: the insurance period of KRW 70,000 for the non-disaster injury special agreement by July 10, 2040: KRW 10,000 for the second or sixth disability by disaster.

C. The main contents of the instant two insurance contract are as follows.

Contractor B: The insured beneficiary of the Plaintiff: The insured period on December 2, 2040: 10,000 won for the disaster relief benefit of KRW 20,000 for the first or sixth disability due to the disaster: KRW 20,000 to KRW 2,000 for the first or sixth disability due to the disaster: KRW 7,000 for the second or sixth disability due to the disaster of KRW 1,000 for the second or sixth disability of KRW 1,000 for the second or sixth disability due to the disaster of KRW 1,000 for the first,00 for the first,00 for

D. On July 16, 2006, the Plaintiff suffered an accident that she faced with herbane (hereinafter “the instant accident”). On August 9, 2006, the medical corporations came to undergo an herbane scambling at the hospital of Korea, and her hospitals received an scambling-5 square meters on September 16, 2009, and thereafter our hospitals received the right side-hand side-hand side-hand side-hand side-hand of the conical signboard removal on December 23, 2013. On December 27, 2013, the medical corporations received the 4-5 square meters method from the hospital to the right side-hand side-hand side of the conical signboard removal. < Amended by Presidential Decree No. 25074, Sep. 16, 2009>

E. On April 20, 2015, the Plaintiff: (a) at C Hospital on April 20, 2015, a medical certificate stating that “The Plaintiff falls under class V, because it constitutes a permanent disability due to the fact that the escape certificate (e.g., the summary 4-5, the right side) is near the right side, and an abnormal view of sense of view; and (b) a copy of a post distribution from the Hanyang Rehabilitation Department on March 5, 2015.”