However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

1. On September 7, 2012, the Defendant borrowed money by abusing the fact that, while running a credit business by posting a credit business advertisement on living information, such as rice Luxembourg market and intersections, the Defendant intended to collect profits from receiving high-priced mobile phone terminals and disposing of them to a middle and high-ranking business entity by receiving them and disposing of them.

At around 13:00 on July 16, 2012, the Defendant loaned 50,000 won to the victim E, who was found to have reported the credit business advertisement at the office located in the Da 109, Ma109, the Sinsan-si, the Sinsan-si, the Gyeonggi-gu, and the Defendant made a false statement to the effect that “The Defendant would not be secured to KRW 500,000,000,000,000,000,000,000,000,000,000,000.”

However, as above, when the Defendant opened a mobile phone in the name of the victim and received a device, he was planned to immediately dispose of the mobile phone operator, and even if he was paid the principal, he did not have the intent or ability to change the name of the mobile phone. However, there was no intention or ability to pay the victims' mobile phone price or the cost of the mobile phone to be imposed on behalf of the victim because he did not have any other means to pay the telecommunica

Nevertheless, the Defendant deceiving the victim as above, let the victim apply for joining the mobile phone, and received two cell phone terminals (number F, G) of which the market price opened in the name of the victim is equivalent to 94,400 won.