The Defendant, along with loan hub C, agreed to obtain a loan from a financial institution by submitting a false charter contract and a false certificate of employment by using the fact that the loan of full-time employee loan to workers by the Korea Housing Finance Corporation for workers and the ordinary people is made only through the examination of documents without due diligence. The Defendant, upon request by a relative C, decided to prepare a false charter contract for his own apartment by requesting a loan of full-time employee loan in his own name. D, upon request by a relative C, decided to prepare a false charter contract and a false certificate of employment necessary for the loan.

On July 22, 2011, the Defendant submitted a false lease contract for apartment houses, false certificate of employment, etc. prepared by D, which was drawn up by C, along with the loan application, to the employee in charge of loan in the location of Nowon-gu in Seoul Special Metropolitan City, Nowon-gu Nowon-gu Nowon branch.

Ultimately, the Defendant, in collusion with D, C, etc., enticed the employees in charge of the loan at the location of the corporate bank labor force branch as above, and acquired money from the victim through the bank account in the name of D around July 22, 201, by remitting KRW 50 million to the Korean bank account in the name of D.

Summary of Evidence

1. Defendant's legal statement;

1. Examination of suspect suspect regarding D by the prosecution;

1. Statement to E by the police;

1. Notification of details of transactions;

1. Results of an investigation report (the results of an investigation of the F);

1. Requests for details of financial transactions;

1. Application of the Acts and subordinate statutes on details of transactions in a bankbook (255 pages);

1. Taking into account all the circumstances, such as the scale of damage, degree of participation in the crime, profit from the crime of this case, and failure to agree with the victim, etc., to the extent that the reason for sentencing under Articles 347(1) and 30 of the Criminal Act concerning the crime of this case is applicable;