However, the execution of the above punishment shall be suspended for two years from the date of the final judgment.

1. On October 7, 2008, the Defendant forged private documents, stating the name “C”, “C”, “F apartment 104-410 in the address column,” “F apartment 104-410 in the total principal column of the loan,” “18,116,155 in the total amount column,” and “C” in the applicant column, and affixed the above C’s seal.

Accordingly, for the purpose of uttering, the Defendant forged a letter of installment financing agreement in the name of C, which is a private document on rights and obligations.

2. The Defendant, at the time, at the time, and at the place specified in paragraph (1), exercised the following: (a) as if it was a document duly formed, an employee who could not know the name of Samsung Card’s forgery; and (b) was an employee who was aware of such forgery.

3. Fraud;

A. The Defendant submitted a forged installment financing agreement in order to apply for a loan for a company to rent off at the time and place indicated in paragraph (1) as above, and led to the occurrence of the consent of C, and deceiving the employees of the said Samsung Card.

The Defendant received KRW 13,00,000 from the victim Samsung Card as a loan on the same day.

B. On June 2008, the Defendant: (a) concluded a lease contract with the victim G, the lessor, and (b) was living together in the above apartment, and (c) was hospitalized in the hospital on September 29, 2008 due to alcohol existence around September 29, 2008; (b) the Defendant was able to use the F apartment No. 104 410, 2008.

On April 2009, the defendant called the victim's cell phone with the victim's cell phone at an irregular place, and "whether it is necessary to live in an apartment without any rash C, and to terminate the lease contract and to use the lease deposit for the purpose of the hospital expenses.

Since the contents of stories and stories are recorded, the lease contract is terminated and the lease deposit is returned.