(However, the creditor's "the plaintiff and the debtor" are the defendant). 2. Article 208 (3) 2 of the Civil Procedure Act (the defendant only submitted a written objection stating the service of the original copy of the payment order and the objection thereto, and the defendant did not submit a written response despite the court's recommendation to submit a written response stating the substantial contents, and did not clearly dispute the facts of the plaintiff's claim because he did not appear on the date of pleading. Thus, it is deemed that all these confessions in accordance with Article 150 of the Civil Procedure Act.