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(영문) 서울중앙지방법원 2020.12.08 2019가단5216155

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Name of O goods of basic facts: CO insurance contract period from April 14, 2008 to April 14, 2032: O insurance premium for the plaintiff: KRW 105,000 for monthly payment: Articles 14 (Compensation for Loss) and 16 (Death Insurance Money) of the General Insurance Contract Terms and Conditions of this case in O of KRW 105,000 for monthly payment: The insured shall be paid to the beneficiary in full as a result of a sudden and remote accident that occurred during the insurance period and died within two years from the date of the accident.

O Article 33 of the General Terms and Conditions of the instant insurance contract (payment of insurance money): Insurance money shall be paid within three business days from the date of receipt of the documents claiming insurance money.

O Articles 2 (Compensation for Loss) and 3 (Death Insurance Money) of the General Injury and Death Clause of the Insurance Contract of this case: The full amount of the insurance amount (30,000,000) shall be paid to the beneficiary when the insured was injured due to a sudden and unexpected accident during the insurance period and died as a result of his/her own death within two years from the date of the accident.

O) Article 2 of the Special Terms and Conditions of Injury and Hospitalization Expenses for the Insurance Contract of this case: The daily amount (20,000 won) stated in the insurance policy (insurance policy) of the date of hospitalization shall be paid to the beneficiary as the result of the occurrence of bodily injury by the insured under Chapter II (Medically Related General Terms and Conditions) of the General Terms and Conditions during the insurance period of this Special Terms and Conditions, and in cases where the insured, as a result, directly brought any trouble to his/her living function or business ability and received medical treatment by hospitalization, as a result of his/her own occurrence, shall be paid to the beneficiary as the cost of injury.

O. Article 2 of the General Injury Medical Expenses Clause of the insurance contract of this case (compensation for damage): when the insured suffered injury due to a sudden and remote accident during the insurance period, and received medical treatment as a result of his/her own result, the amount of insurance covered (2,00,000) per accident shall be the amount of insurance covered (2,00,000).