2. The judgment of the defendant recognized the crime of this case and returned a part of the crime of this case. However, the crime of this case was planned led by the defendant, and obtained repeated insurance money throughout a considerable period of time by allowing co-defendants to purchase several insurance and obtain false hospitalization. This crime of this case is highly serious in nature and circumstances in that it harms the foundation of the insurance system by impairing the purpose of the insurance system, destroying the contingentness of risks, causing the sacrifice of a large number of subscribers, and impairing the foundation of the insurance system. Although the frequency and amount of damage of the crime of this case are reasonable, the amount of direct repayment by the defendant is relatively less and less, and the defendant did not reach an agreement with a large number of victims, and taking into account various circumstances, such as the defendant's age, character, conduct, environment, family relationship, circumstances after the crime, etc., it is not recognized that the punishment imposed by the court below is unreasonable. Thus, the defendant's assertion is without merit.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act since the defendant's appeal is without merit. It is so decided as per Disposition.

[However, the "7,216,762 won" in the column of the column of "7,216,762 of the fourth page of the judgment of the court below and the column of "7,213,502 won" in attached Table 2 of the List of Offenses Act shall be corrected to "7,213,502"