A and B shall be punished by imprisonment with prison labor for ten months, and by imprisonment with prison labor for one year.

[criminal record] On March 25, 2016, Defendant A was sentenced to six months of imprisonment and one year of suspended execution on April 2, 2016 to a violation of the Act on the Registration of Real Estate Actual Titleholder’s Name at the Suwon Friwon. The above judgment became final and conclusive on April 2, 2016.

[2] The Ministry of Land, Infrastructure and Transport has operated a system for lending of pre-paid housing at a rate lower than the market interest rate if the National Housing Fund applies for a loan with only certain documents, such as a certificate of employment, a statement of salary, etc., and a pre-paid loan contract, to stabilize the housing of homeless workers with no special security as the source of national housing fund.

Defendant

A introduced Defendant B, who was aware of it around November 2012, through the introduction of Defendant B, the name influence (one name "K") of the loan hub (one name "K"), and received from the above name influence (one name "K") the loan of the loan of the loan of the loan of the loan of the loan of the loan of the loan of the third million won out of the loan of the loan of the loan of the former influence of the former influence (one name "K"), and agreed to do so at the case expense.

On the other hand, on December 2012, Defendant C obtained a loan of KRW 12,50,000,000 from a loan broman’s name in secret (l) (l), which was known at a horse race track around around 2012, from a false lessor’s act, and subsequently accepted the loan at the case expense, Defendant C was introduced via the above name in secret (l).

After December 26, 2012, Defendant A and Defendant C drafted a false apartment lease agreement stating that “Defendant A shall rent KRW 130 million old rental deposit” owned by Defendant C at the office of a certified intermediary in N elementary school located adjacent to N elementary school located adjacent to Nowon-gu, Seoul Special Metropolitan City, Nowon-gu, Seoul Special Metropolitan City.

After that, on February 2013, Defendant A applied for the loan of the pre-lease fund to an employee in charge of the non-name loan at the lower-dong branch office of the victim bank located in Nowon-gu in Seoul Special Metropolitan City, Nowon-gu, Nowon-gu, Seoul Special Metropolitan City, for the loan of the pre-lease fund, Defendant A submitted an apartment charter contract with the above false content and used the loan as the pre-lease deposit.