[] The Defendant, along with D and telephone financial fraud (one name “scam”), committed a fraudulent act as if he had misrepresented the employees of financial institutions to the victims who wish to borrow the loan by misrepresenting them by telephone, and conducted a false act as if he had followed the loan. The Defendant, using this, conspireds the victims to receive the loan from the financial institutions under the name of the victims from the financial institutions to receive the loan from the victims, and conspired to take charge of inducing the victims to gather the so-called large passbook, and the Defendant and the above D et al. to take charge of withdrawing the money from the large passbook.

[Contents of the above crime] On November 21, 2013, the victim E’s cell phone text messages, “E N.N. I will open a new bank passbook at a minimum interest rate. I will open a new bank account number,” and misrepresentation of “new bank F.S. will have good results in transactions in agricultural cooperatives, and if the new bank does not have any transaction, I will make a transaction statement by informing the No.S. bank account number, Internet banking ID, identification number, security card number, etc., and obtain the above financial transaction information from the victim.” On November 21, 2013, I will make a false statement to the effect that “I will make a transaction statement, if I will make it possible, I will make it possible to make a loan like agricultural cooperatives, I will make it possible, I will make a transaction statement, and then, I will enter the above financial transaction information in the name of the victim, such as the Samsung Bank and the Samsung Bank, the Samsung Card, the Samsung Bank’s account Credit Card, the Samsung Financial Information in the name of the victim.