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(영문) 서울중앙지방법원 2013.08.13 2013고정3284

대부업등의등록및금융이용자보호에관한법률위반

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Defendant shall be punished by a fine of KRW 3,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

The Defendant engaged in a credit business from September 20, 201 to March 20, 2012, with the trade name “B” from Mapo-gu Seoul Mapo-gu Round.

Although the above person who engages in the credit business has to register with the head of the competent office, the defendant did not register the above.

In addition, in cases where a credit service provider lends a loan to an individual or a small-scale corporation prescribed by Presidential Decree, while running a loan business for those who increase the number of people who find a lending company due to the aggravation of the loan conditions of the sports enterprises and financial rights, and who need to pay the loan, the credit service provider cannot receive a loan exceeding the statutory maximum interest rate of 39/100 (3.25% of the legal interest rate since 27, 201) after the end of 201.

Nevertheless, around 14:00 on December 23, 2011, the Defendant agreed to borrow KRW 2,00,000 from the “E” office operated by the victim D located in Jung-gu Seoul Metropolitan Government. In relation to the above loan, the Defendant: (a) paid KRW 2,00,000 at KRW 2,00,000,000; (b) 3,000,000,000,000 per day after deducting KRW 5,000 from the loan under the name of 6-day interest; (c) paid KRW 4,50,000 per day for 48 days; and (d) the Defendant received interest rate of KRW 2,50,000,000,000,000,000,000,000,000,000,000,000,000,000,000,00.