A. On April 6, 2010, the Plaintiff entered into a contract on the fire savings in office (LIG) with LIG with the content that “contractor and the insured: from April 6, 2010 to April 6, 2020; the content of the guarantee: Fire Damage, etc. to the Housing and the Housing and the Housing and the Housing and the Housing and the Housing and the Housing and the Housing and the Housing, etc. located in the Daegu Suwon-gu.”

B. On December 8, 2015, at around 21:45, a fire occurred in the building owned by A (hereinafter “instant fire”), and the Defendant manufactured kimchi air-conditioning equipment (a model name: SKR1770G; hereinafter “instant kimchi air-conditioning equipment”) in the main room of the first floor of the said building and supplied it to Samsung Electronic Co., Ltd. on around 2000.

The Kimchi cooling-gu of this case is the Kim Young-chul Co., Ltd., and the above company changed the name of the defendant on September 1, 2002.

C. At the time of the instant fire, a resident A was in a state of putting a house out from November 29, 2015, and was dispatched to a fire officer on December 8, 2015 by a nearby resident’s 119 report, and the fire was immediately fighting at around 22:02 on December 8, 2015, but the fire was destroyed by a first floor bank and a household tool.

The result of the fire identification and appraisal conducted by the competent fire station, the police station, and the National Science Investigation Agency of the fire of this case is that the fire of this case is generated from an excessive heat, fall, or a thermal heat source inside the compressor of the kimchi cooling house of this case where the fire of this case is located in the main bank, and it is presumed that the fire of this case is enlarged by melting the plastic cases into the lower and lower parts of the kimchi cooling house, melting the plastic cases into the container and the lower parts, and then the fire is presumed to have been burned through the wall sealed with the container and the lower parts, and there is no other fire factors (it is considered as an exceptional point related to the generation of electric melting characteristics identified from one point of the kimchi cooling and compressors of the kimchi wheeler).

E. With respect to the amount of damages caused by the instant fire, the Plaintiff calculated each part of the building as KRW 17,094,959, as indicated in the following table, and the parts of various household effects, such as the lives of the Tyke and air conditioning equipment, etc., by KRW 17,284,071.